Can your site be used to locate a Conveyancing solicitor in Baldock even where I’m not purchasing or disposing of a house, for example where I want to buy an office in Baldock with a mortgage from Nottingham Building Society?

Our comparison service is mainly used to select domestic conveyancing solicitors in Baldock but we have recorded at the end of this page a selection of Baldock commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Nottingham Building Society

Please explain the implications if my solicitor is removed from the RBS Solicitor panel ahead of completing my conveyancing in Baldock?

First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

I'm buying my first flat in Baldock benefiting from help to buy. The developers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not to tell my lawyer about the extras as it will put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Baldock is the location of the property. Is there any guidance you can give?

Flying freeholds in Baldock are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Baldock you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Baldock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My hope is to purchase a garden apartment in Baldock. Conveyancing lawyer has been waiting for, from the vendor, building insurance paperwork. This morning I was advised that the seller must forward the insurance paperwork for the flat above also. Why would my solicitor want to check the insurance for the flat above? Is it really necessary? We have been in hold for the last month…

It is not unheard of in leasehold conveyancing in Baldock to find Conveyancing in Baldock in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats rather than the landlord insuring the complete block - which is definitely preferable. Do double check with your conveyancer but it would appear that your lawyer is seeking to establish that the whole building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed as a result of lack of insurance.