I am nearing exchange of contracts for my house in Comberton and the estate agent has just text me to warn that the purchasers are swapping conveyancer. The excuse is that the lender will only engage with solicitors on their conveyancing panel. Why would a leading mortgage company only work with certain lawyers rather the firm that they want to choose for their conveyancing in Comberton ?

UK lenders have always had an approved set of law firms that can act for them, but in the past few years big names such as Nationwide, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for decades.

Banks point to the increase in fraud as the reason for the pruning – criteria have been narrowed as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Plenty of firms are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are not going to have any sway in the decision.

We are acquiring our first property. The lawyer has messagedto ask if we would like to take out extra conveyancing searches. Frankly we in the dark as to what's necessary for conveyancing in Comberton

The extent of Comberton conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your familiarity of the area and risks, your overall appetite to risk. What is important is that you adequately understand what information the searches could supply. You may then decide if you personally think you need that search. Where you are unsure, ask the lawyer to explain.

I have todaybeen informed that Wolstenholmes have closed. They carried out my conveyancing in Comberton for a purchase of a leasehold apartment 18 months ago. How can I establish that my home is not still registered in the name of the previous owner?

The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Comberton conveyancing specialists.

I need to appoint a conveyancing solicitor for sale conveyancing in Comberton. I've chance upon a site which seems to have the perfect solution If there is a chance to get all formalities done via web that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am purchasing a garden apartment in Comberton. Conveyancing solicitor has been awaiting, from the vendor, building insurance schedule. I was told today I was informed that the owner needs to forward the insurance schedule for the flat above in addition. Why does my conveyancing practitioner want to check the insurance for the other flat? Is it really necessary? We have been waiting for the last fortnight…

It is not unheard of in leasehold conveyancing in Comberton to discover Conveyancing in Comberton in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats as opposed to the landlord insuring the complete block - which is clearly better. Do double check with your lawyer but it would seem that your solicitor is looking to verify that the entire building is insured. Insuring your flat is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated for lack of insurance.