Do the conveyancing lawyers listed on your site handle conveyancing in Beaufort by way of an attended exchange?

There are a few conveyancing experts who can conduct attended exchanges. You should contact us to obtain a conveyancing quote and details as to availability.

We are getting the release of further funds on our mortgage from Barclays as we wish to conduct renovations to our home in Beaufort. Are we obliged to choose a high street Beaufort solicitor on the Barclays conveyancing panel to deal with the paperwork?

Barclays don't usually instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays conveyancing panel.

I have a mortgage with TSB for my property in Beaufort. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?

You must advise TSB in advance of renting your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel solicitor.

After shopping around on the internet I have found a Beaufort property lawyer having made sure that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Beaufort postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Beaufort.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Beaufort is where the house is located. Is there any advice you can give?

Flying freeholds in Beaufort are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Beaufort you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Beaufort may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Should I be concerned by brokers that I am dealing with are suggesting a national conveyancing firm as opposed to a local Beaufort conveyancing firm?

As with many service providers, often input from relatives can be worth their weight in gold. But there are numerous players in a conveyancing matter; estate agents, mortgage brokers and lenders may suggest solicitors to instruct. On occasion the lawyers might be known to one of the organisations as being good in their field, but sometimes there exists a financial incentive behind the recommendation. You are at liberty to select your own conveyancer. You need to be aware that most mortgage providers operate an approved list of solicitors you are obliged to use for the mortgage aspect of your house move.

We are in the middle of purchasing a house in Beaufort. Conveyancing lawyer has called to say the title is "Leasehold". Does this adversely affect the marketability of the property?

Beaufort conveyancing does not ordinarily involve leasehold houses. The crucial consideration here is the remaining lease term and the ground rent. If there are over a hundred years remaining with a nominal rent, it's essentially freehold, so it’s unlikely to affect the saleability significantly.

At the other end of the spectrum, if it's, say, 50 years it is bound to have a significant effect on the value, and most likely wouldn't be acceptable to the lender. The length of lease and ground rent will be set out in the lease which should be made available to your lawyer.