We hope to to buy with Coventry BS. I dropped in 3 or 4 high street solicitors but am struggling to find a Nantyglo conveyancing firm on the Coventry BS approved list. Can you assist?

Please do make use of the find a conveyancing panel solicitor tool on this web page. Pick the lender and type Nantyglo or your preferred area and you will see a number of lawyer located in Nantyglo or by proximity to you.

It has been five months since my purchase conveyancing in Nantyglo took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing my first flat in Nantyglo with a loan from Nottingham Building Society. The builders refused to reduce the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my conveyancer about the side-deal as it will put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £305k and identified one near me in Nantyglo I like with amenity areas and station in the vicinity, however it's only got 61 years on the lease. I can't really find anything else in Nantyglo for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.

How easy is it to use the search facility to choose a conveyancing lawyer in Nantyglo on the panel for my mortgage?

Step one is to choose a mortgage company such as Santander, Leeds Building Society or Nottingham Building Society then specify your location such as Nantyglo. Conveyancing practices in Nantyglo and across England and Wales will then be identified.