I am purchasing a right to buy a flat in Bedfont. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Bedfont you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bedfont.

I am helping my aunt sell her flat in Bedfont. Will the solicitor arrange the EPC or it is for the owner to see to?

After the abolition of Home Information Packs, energy assessments was kept a compulsory component of moving house. An EPC needs to be commissioned prior to the property being placed on the market. This is not as aspect of the sale process that law firms ordinarily organise. Where you are instructing a Bedfont conveyancing practitioner they may be able to arrange EPC’s due to their relationships with reputable Bedfont assessors

I am aiming to move home in February. Will my conveyancing solicitor call the removal company on the completion day. Incidentally, can you recommend a removal company in Bedfont. Conveyancing firm was organised before I stumbled across this page.

On the day of completion you can collect the house keys from your estate agent but this should only happen when the vendors solicitors advise the agent that the monies to complete are in and the keys can be passed over. You will need to advise the removal men that they can start moving you in. We are not in a position to suggest a specific removal company but can assist you in locating a residential property solicitor in Bedfont or a legal practice that specialises in conveyancing in Bedfont.

I am being told by my conveyancer that restrictive coveneant insurance is required on my purchase. What is the level of cover for Bedfont conveyancing?

The right level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such insurances.

I used Stirling Law a few years past for my conveyancing in Bedfont. I now require my papers but the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bedfont of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying my first flat in Bedfont with the aid of help to buy. The builders refused to move on the price so I negotiated £7000 of additionals instead. The estate agent told me not to tell my solicitor about this extras as it may impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My wife and I have hit a brick wall in negotiating a lease extension in Bedfont. Can this matter be resolved via the Leasehold Valuation Tribunal?

if there is a absentee freeholder or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to decide the premium.

An example of a Lease Extension decision for a Bedfont premises is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The remaining number of years on the lease was 82.93 years.

In relation to leasehold conveyancing in Bedfont what are the most frequent lease defects?

There is nothing unique about leasehold conveyancing in Bedfont. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain provisions are missing. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage

A defective lease can cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Halifax, Virgin Money, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.