My fiance and I are purchasing residence in Feltham. My property lawyer is not on the mortgage company approved list. Can I still use my Feltham conveyancing solicitor even though they are not on the mortgage company panel?

You must instruct a conveyancer to deal with the legal work required when you need a mortgage to purchase your home. They will conduct all the relevant investigations on the property, ensuring that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is in order. You could appoint a Feltham lawyer of your choosing. Nevertheless, where the conveyancing practitioner appointed is not a member of the bank approved list further costs will be levied as separate legal representation will be need by the mortgage company. Bank panel applications can be submitted, so provided your lawyer has not in the past sought membership they can do so.

My nephew is in the process of securing a newly built flat in Feltham with a home loan from Coventry BS. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Coventry BS conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Coventry BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

My uncle passed away last year and as sole heir and executor I was left the property in Feltham. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?

Where you intend to re-mortgage then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.

About to purchase a new build apartment in Feltham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Feltham

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I happen to be an executor of my recently deceased aunt’s Will, with a bungalow in Feltham which will be marketed. The bungalow is unregistered at HMLR and I'm advised that some EAs will insist that it is done before they'll proceed. What's the procedure for this?

In the situation you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.