I have given 2 months notice to my current landlord and have to vacate my rented apartment in Belmont by 31/12/2024. Conveyancing for my house purchase is progressing. Is it possible to complete in 5 weeks as I wish to avoid having to move into temporary accommodation?
The normal practice is not to serve notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, contact to your lawyer and ask them to they seek the assistance the sellers lawyers, try to an agreed time frame that all parties will work to achieve
Completion of my purchase has taken place for my property in Belmont. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Belmont bank branch on numerous occasions and was told they are content with the situation and they would lend. My Belmont conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they would not lend based on their specific requirements. I simply don't know who is right.
As long as the property lawyer is on the mortgage company panel, they must adhere to the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I was told four weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Belmont is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require expedited conveyancing in Belmont as I have pressure to sign on the dotted line within one month. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
As you are not getting a mortgage you have the choice not to do searches although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Belmont the following are instances of what can be revealed and therefore affect future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
I am thinking of appointing a conveyancing practitioner in Belmont for my house move. Can I see a solicitor's record with the legal regulator?
Anyone can read published Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.
Builders have put forward a property lawyer and I've obtained a quote from them. It's nearly two hundred pounds less expensive than my own Belmont lawyer. Should I use them?
Builders often have lists of conveyancers who are quick and who know the builder's documentation and lawyer. Plenty of developers offer an inducement to use a preferred conveyancer for this reason, any increased charges can be avoided and a builder will not recommend a conveyancing warehouse and run the risk of having the conveyancing delayed when they require an exchange in 28 days. A counter-argument for not opting for the recommended conveyancing practitioner is that they may be hesitant to 'push' your interests at the risk of upsetting the housebuilder. If you worry that this may be the case you should remain with your high street Belmont conveyancer.