Will my conveyancing lawyers need to check that the building insurance when buying a house in Harrow. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/2/2025, the requirements read as follows :
A friend recommended that where I am purchasing in Harrow I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Harrow conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Harrow around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Harrow Education with maps and statistics, Local Amenities and other useful information about Harrow.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The lawyers who dealt with the conveyancing in Harrow 5 years ago no longer exist. What are my next steps?
Assuming the title is registered the details of your proprietorship will be evidenced by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Harrow is the location of the property. Is there any guidance you can impart?
Flying freeholds in Harrow are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harrow you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Harrow and I am already nervous. I couldn't find anything specific about Harrow. Conveyancing will be needed in due course but do you know about the Harrow area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Harrow. In the meantime here are some basic statistics that we found