My financial adviser has requested my Harrow Weald law firm’s panel reference for the Santander conveyancing panel. How do I obtain this. I have tried my local Harrow Weald office but they have not got back to me yet.

Have you tried contacting your Harrow Weald conveyancer about this?. They keep a central record lender panel numbers.

The vendors of the house we are purchasing are using a conveyancing practitioner in Harrow Weald who has recommended a lock out contract with a non-refundable deposit 6,000. Are such agreements sensible?

There are a couple of primary drawbacks with signing a lock out agreement (also known as an exclusivity agreement) is that it takes away the focus from progressing with the conveyancing transaction itself, so in the absence of it needing limited or no negotiation then it may transpire to be a hindrance. It is not promoted amongst Harrow Weald conveyancing practitioners for this reason. A further concern is the extent of the remedies available - a jilted purchaser should not expect to secure an injunction to prohibit the owner completing the sale to a third party, so the only remedy available under the contract will be the recovery of abortive charges and, in restricted circumstances, the additional payment of damages.

How up to date is your search tool for Harrow Weald conveyancing solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?

Harrow Weald conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.

Will our solicitor be asking questions regarding flooding as part of the conveyancing in Harrow Weald.

The risk of flooding is if increasing concern for solicitors dealing with homes in Harrow Weald. There are those who buy a property in Harrow Weald, fully aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to impart advice on flood risk, however there are a various checks that may be carried out by the buyer or by their solicitors which should give them a better appreciation of the risks in Harrow Weald. The standard information sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the vendor to discover whether the premises has ever been flooded. If flooding has previously occurred and is not disclosed by the vendor, then a buyer may issue a claim for damages stemming from an incorrect answer. A buyer’s conveyancers will also order an environmental report. This should reveal whether there is a recorded flood risk. If so, additional investigations should be conducted.

Given that I will soon part with over three hundred thousand on a terraced house in Harrow Weald I wish to have a conversation with the lawyer concerning thehouse move before instructing the firm. Can this be arranged?

This is something that we recommend - we would be happy to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your conveyancing in Harrow Weald.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter reference. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Harrow Weald should be the amount on the final invoice that you end up paying.