My uncle passed away last year and as sole heir and executor I was left the house in Boldon. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?

Given you intend to re-mortgage then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.

I'm buying a new build house in Boldon benefiting from help to buy. The developers refused to budge the price so I negotiated 6k of additionals instead. The sale representative told me not inform my solicitor about this side-deal as it would jeopardize my mortgage with Yorkshire Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my current home to a buy to let loan with Nationwide Building Society and intend to use the remaining equity as a deposit on further house. The location we are looking at is Boldon. Will your lawyers be able to act for the two lenders and link together the transactions?

Do use our comparison tool on this site to check that the conveyancers are on the relevant lender panels. Having checked that they are your conveyancer will be able to tie up the two conveyancing matters but you should talk with you conveyancer and make clear your expectations and requirements.

In surfing the world wide web for the term conveyancing in Boldon it shows results of numerous property lawyerslocally. How do I determine which is the suitable solicitor for my move?

The preferential way of finding a suitable conveyancer is through a trusted recommendation, so enquire of friends and family who have bought a property in Boldon or the reputable estate agent or financial adviser. Fees for conveyancing in Boldon vary, so it's a good idea to request at least four costs illustrations from different companies. Be sure to seek confirmation that the charges are guaranteed not to rise.

Back In 2005, I bought a leasehold house in Boldon. Conveyancing and Clydesdale mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Boldon who previously acted has long since retired. Do I pay?

The first thing you should do is make enquiries of the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Boldon conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I bought a garden flat in Boldon, conveyancing having been completed in 1998. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Boldon with a long lease are worth £186,000. The ground rent is £55 per annum. The lease comes to an end on 21st October 2076

You have 52 years unexpired the likely cost is going to span between £29,500 and £34,000 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.