The Washington conveyancing firm handling our Washington conveyancing has uncovered a difference when comparing the assumptions in the home valuation survey and what is revealed within the title deeds. My lawyer has advised that he is duty bound to check that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach legitimate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Having sold my house in Washington last June but our buyer keeps texting every few hours to moan that their lawyer is waiting to hear from myconveyancer. What are the post completion sale legalities following completion?
Following your house sale your solicitor should deliver the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where relevant, your conveyancer should also evidence that the mortgage has been repaid to the purchasers solicitors. There are no post completion formalities specific conveyancing in Washington.
I opted to have a survey done on a property in Washington ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to grant a loan on a flying freehold house.
It depends who your proposed lender is. Santander has different requirements from Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Washington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Washington to see if the conveyancing will be more expensive.
How easy is it to use your search app to locate a conveyancing practitioner in Washington on the authorised to act for my bank?
First pick a mortgage company such as Lloyds TSB Bank, Coventry Building Society or Aldermore then type in your preferred area e.g. Washington. Conveyancing practices in Washington and nationally should be shown.
Am I better off to go with a Washington conveyancing practitioner based in the vicinity that I am hoping to buy? I have an old university friend who can deal with the legal work however his firm is located approximately 350miles drive away.
The benefit of a high street Washington conveyancing firm is that you can attend the office to execute paperwork, deliver your identification documents and pester them if necessary. Having local Washington know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and the majority were impressed that should outweigh using an unknown Washington conveyancing lawyer solely due to them being Washington based.