I am buying a property mortgage free in Botany Bay. I have lived for the last 15 years in Botany Bay. Conveyancing searches are expensive. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

If you not getting a home loan, then almost all of the Botany Bay conveyancing searches are at your discretion. Your conveyancer will try and steer you, perhaps strongly, that you should have searches completed, but she has a professional duty to do this. One thing to consider; if you are going to dispose of the house one day, it will be of interest to your future purchaser what the searches disclose. There are plenty of instances where houses with apparent issues can still reveal detrimental search results. A good conveyancing solicitor in Botany Bay will be able to give you some helpful guidance in this regard.

When it comes to lenders such as Clydesdale, do Botany Bay conveyancers face an annual charge to be on the conveyancing panel?

We are unaware of any bank fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

I am purchasing a property in Botany Bay. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

Given that you are obtaining a mortgage with Bank of Ireland your lawyer must follow the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease fails to satisfy these specifications. The conditions relate to the installation of panels on properties nationwide and is not isolated to Botany Bay.

After what seems like an age I have had an offer on a flat in Botany Bay agreed to, but there is a chain. The sellers have offered on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Botany Bay. What should be my next step? At what point should I apply for the mortgage with Aldermore?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Botany Bay conveyancing search costs, etc). First, you must ensure that your lawyer is on the Aldermore conveyancing panel. Regarding the next phase this very much dictated by the specifics of your case, attraction to the property and on the state of the market. During a hot market some buyers would apply for the mortgage with Aldermore and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.

I am purchasing a new build house in Botany Bay with a loan from The Mortgage Works. The builders refused to reduce the price so I negotiated £7000 of additionals instead. The estate agent advised me not inform my conveyancer about the deal as it may put at risk my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking to sell my home. My past conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Botany Bay if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Botany Bay. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.

My husband and I are 17 days into a leasehold purchase having been referred to solicitors by the selling agent to execute conveyancing in Botany Bay. I am am extremely frustrated with the quality of service. Can you help me find new conveyancers?

They would need to be really poor in order to consider changing them. Has the mortgage offer been generated? If so you must advise them of the new contact details and get the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company approved list to avoid supplemental costs and frustration. So that should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your home move in Botany Bay