I am soon to exchange buying a property in Grange Park but as a consequence of wreckage from a small fire at the property I have was able negotiate compensation from the current proprietors in the sum of three thousand pounds taking the form of a adjustment in the price. I had intended this to be addressed as part of amending the contract yet Virgin Money will not agree to this. Should they have been notified?
Your solicitor that is on the Virgin Money conveyancing panel is obliged to inform Virgin Money of any changes to the sale price. If you were to refuse your conveyancing practitioner to disclose the reduction to Virgin Money then they would have to discontinue acting for you. In addition, Virgin Money and you would have to appoint a new conveyancing practitioner for your conveyancing in Grange Park.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would prefer to appoint a local conveyancing solicitor in Grange Park?
Do check but the chances are that appoint one of their panel conveyancers should you want the "fee-free" offer. Contact the lender and see if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Grange Park.
My wife and I buying a victorian detached house in Grange Park. We would like to an extension at the rear at the house.Will legal conveyancing on the property involve investigations to see if these works were previously refused?
Your solicitor will review the registered title as conveyancing in Grange Park will on occasion reveal restrictions in the title documents which prohibit certain works or require the permission of a 3rd party. Some extensions need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
The formalities of my purchase has taken place for my property in Grange Park. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I recently had an offer accepted on a house in Grange Park. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. Soon after, the lawyer called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Grange Park is the location of the property. Can you offer any opinion?
Flying freeholds in Grange Park are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Grange Park you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Grange Park may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to change conveyancer as I need to choose one who is on the Leeds Building Society conveyancing list. I was using a family conveyancing solicitor in Grange Park round the corner but the firm is not accepted by Leeds Building Society
We will our best to assist in finding you a conveyancing solicitor in Grange Park on the Leeds Building Society panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Grange Park. Using the find a conveyancing solicitor tool on this website, you can scrutinise charges for conveyancing solicitors in Grange Park and beyond.