When can the exchange of contracts occur in domestic conveyancing in Brantham and do I need to attend the lawyers office?

Where you are local to our conveyancing solicitors in Brantham you are invited in to sign documents. That being said, the firms we work with supply a national conveyancing service and give just as detailed and professional a job for you when dealing with you digitally. The signing of the sale agreement is not when everything is set in stone. Signing on the dotted line simply enables the conveyancer to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Brantham)to be in the office at the appropriate time.

I have a renovated Edwardian house in Brantham. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brantham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the work.

I am buying my first flat in Brantham with the aid of help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The property agent advised me not to tell my conveyancer about the deal as it could impact my mortgage with Nationwide Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Brantham prior to instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies tend not issue a mortgage on this type of property.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brantham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brantham to see if the conveyancing will be more expensive.

My father-in-law has recommend that I appoint his conveyancers in Brantham. Should I find my own conveyancer?

There are no two ways about it it’s preferable to choose a conveyancing lawyer is to get feedback from friends or family who have previously instructed the firm you're contemplating using.