I am under pressure from the owner of a property in Brantham to complete within four weeks. What can I do to hasten the buying process?

Where the seller is applying a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the location as they will have local relationships and insight. It is even conceivable that they could have transacted previousproperties in the same neighbourhood. Therefore consider using a Brantham conveyancing solicitor. In addition, make sure that the lawyer is on the on the approved list for your mortgage company. It is claimed that just under twenty per cent of Brantham conveyancing deals are held up or jeopardised after finding out that a buyer’s conveyancer was not on their banks list of approved solicitors. In many cases this discovery resulted in the conveyancing being delayed by as much as three weeks. It is understood that this issue affects in the region of 100,000 home moves every year. Most Brantham conveyancing practices can not act for certain banks so do check at the outset.

Will lawyers ask for money up-front for conveyancing in Brantham?

If you are buying a property in Brantham your lawyer will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the total price then this should be required shortly ahead of contracts are exchanged. The final balance that is needed will be payable shortly before completion.

I am considering applying for a Nottingham mortgage for purchase of a new build (under development) in Brantham with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Nottingham ?

There is nothing to stop you using your solicitor, but Nottingham will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

Should my solicitor be asking questions concerning flooding as part of the conveyancing in Brantham.

Flooding is a growing risk for solicitors conducting conveyancing in Brantham. There are those who buy a house in Brantham, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, however there are a number of searches that can be undertaken by the purchaser or on a buyer’s behalf which can figure out the risks in Brantham. The standard information sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to discover if the premises has suffered from flooding. In the event that the property has been flooded in past which is not revealed by the vendor, then a purchaser may commence a compensation claim as a result of such an misleading answer. A purchaser’s lawyers will also conduct an enviro report. This will reveal if there is any known flood risk. If so, more detailed inquiries should be made.

Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who handled the conveyancing in Brantham 4 years ago no longer exist. Will I be able to sell the house?

Gone are the days when you need to hold title official documentation to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.