Does a directory service exist listing HSBC panel conveyancers in Bush Hill Park on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few lenders make their panel listings available online. Where you are in need of a Bush Hill Park lawyer on the HSBC please make the most of our tool.

I had a mortgage agreed in principle with TSB. Bush Hill Park conveyancing lawyers are selected. How long does it take for TSB to forward the offer to the solicitor?

Some lenders take longer than others. Have TSB conducted the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Intending to buy a flat in Bush Hill Park. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bush Hill Park solicitor is on the UBS conveyancing panel.

Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a house in Bush Hill Park?

Unless a prior purchase of the premises completed post 12 October 2013 you can expect solicitors carrying out conveyancing in Bush Hill Park to continue to recommend a chancel search and or insurance against a claim.

I used Arc property Solicitors several years past for my conveyancing in Bush Hill Park. Now, I need my files however the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bush Hill Park of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Over the last few months I have been searching for a flat up to £305k and identified one round the corner in Bush Hill Park I like with open areas and transport links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Bush Hill Park for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

If you need a mortgage the shortness of the lease may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

My wife and I purchased a leasehold house in Bush Hill Park. Conveyancing and Godiva Mortgages Ltd mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Bush Hill Park who acted for me is not around. Any advice?

First contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. You do not need to incur the fees of a Bush Hill Park conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Following months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Bush Hill Park. Can we issue an application to the Residential Property Tribunal Service?

You certainly can. We can put you in touch with a Bush Hill Park conveyancing firm who can help.

An example of a Lease Extension decision for a Bush Hill Park residence is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case affected 1 flat. The number of years remaining on the existing lease(s) was 81.79 years.