After what seems like an age a mortgage offer from Santander for the refinancing of my single room apartment is due within the next few days. Are you able to suggest a low cost conveyancing practitioner in Enfield Town?

This site is not designed to aid those in their quest for cut-price fees for conveyancing solicitors in Enfield Town. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies offering low cost conveyancing in Enfield Town. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will earn what you pay for and at worst you will end up invoiced for extras and still not end up with the service required.

Having sold my house in Enfield Town last February but our buyer keeps SMS messaging me to moan that their lawyer is waiting to hear from myconveyancer. What should have happened following completion?

Following your sale your solicitor should forward the transfer deeds and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also evidence that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion procedures just for conveyancing in Enfield Town.

My bank has suggested a law firm on their panel based in Enfield Town but I would rather choose a conveyancing lawyer in Enfield Town or nearer to where I live. Can you help?

Not all Enfield Town conveyancing practitioners are listed all banks conveyancing panel. Please make the most of the above find an approved solicitor tool to find a Enfield Town conveyancing conveyancer on the on the mortgage company panel.

I am purchasing my first flat in Enfield Town with a mortgage from Nationwide Building Society. The sellers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not inform my lawyer about this deal as it may impact my mortgage with Nationwide Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am employed by a busy estate agent office in Enfield Town where we see a few leasehold sales jeopardised due to leases having less than 80 years remaining. I have been given conflicting advice from local Enfield Town conveyancing solicitors. Please can you shed some light as to whether the owner of a flat can start the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

After years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Enfield Town. Can we issue an application to the Residential Property Tribunal Service?

Absolutely. We can put you in touch with a Enfield Town conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Enfield Town premises is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case was in relation to 1 flat. The unexpired residue of the current lease was 81.79 years.