I have just been advised by my financial adviser that my Camden solicitor is not on the bank Solicitor panel. How can I be sure whether this is correct?

You need to call your Camden conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may be able to suggest a Camden conveyancing firm that is on the approved list of lawyers for your mortgage company.

As someone unfamiliar with the Camden conveyancing process what is the number one tip you can impart for the ownership transfer in Camden

You may not hear this from too many lawyers but conveyancing in Camden or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there is plenty of room for friction between you and other parties involved in the legal transfer of property. For instance, the vendor, property agent and on occasion your bank. Appointing a law firm for your conveyancing in Camden is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to look after your legal interests and to keep you safe.

We are witnessing a distinct ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. You your first instinct should be to trust your lawyer ahead of all other players when it comes to the legal transfer of property.

I am thinking of refinancing my apartment in Camden, does my lawyer need to be on the HSBC Solicitor panel?

There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

Do commercial conveyancing searches reveal impending roadworks that could impact a commercial premises in Camden?

Its becoming the norm that commercial conveyancing solicitors in Camden will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Camden. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Camden.

For every commercial conveyancing transaction in Camden it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to Camden commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Camden.

I'm buying a new build house in Camden with the aid of help to buy. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not inform my conveyancer about this extras as it could put at risk my loan with Halifax. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.