Can you help? My Chalk Farm lawyer is assuring me that he has toapply for Chalk Farm conveyancing searches becausethe firm are on the Lloydsapproved lawyer panel. Do I not have any say here?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Chalk Farm conveyancing searches.
My Solicitor in Chalk Farm is not on the Chelsea Building Society Solicitor Panel. Is it possible for me to retain my prefered solicitor even though they are not on the Chelsea Building Society list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your existing Chalk Farm lawyers but Chelsea Building Society will need to instruct a solicitor on their panel. This will result in additional overall conveyancing charges as well as cause frustration.
- Choose a new practitioner to act in the purchase, obviously checking they are Chelsea Building Society approved.
- Try to convince your Chelsea Building Society solicitor to attempt to join the Chelsea Building Society panel
Me and my brother purchased a renovated Georgian house in Chalk Farm. Conveyancing practitioner acted for me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chalk Farm and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing solicitor who conducted the conveyancing.
Taking into account that I will soon part with over three hundred thousand on a house in Chalk Farm I wish to have a conversation with the lawyer about myhouse move prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your conveyancing in Chalk Farm.There is no ‘factory style conveyancing’ - each client is unique person, not a file number. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Chalk Farm should be the amount on the final invoice that you end up paying.
I am using a search engine for the phrase conveyancing in Chalk Farm it reveals many conveyancersin the vicinity. With so much choice what is the best way to find the suitable property lawyer for my move?
The best way of choosing the right conveyancer is via personal testimonial, so ask colleagues and family who have acquired a property in Chalk Farm or the reputable estate agent or mortgage broker. Costs for conveyancing in Chalk Farm differ, so it's sensible to obtain at least four fee estimates from different companies. Be sure to seek confirmation that the fees are fixed.