I am purchasing a terraced house in Chalk Farm. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Chalk Farm you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Chalk Farm.
Can you point me to a directory of Bank of Ireland panel solicitors in Chalk Farm on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings visible online. Where you are in need of a Chalk Farm conveyancer on the Bank of Ireland please make the most of our facility.
is it true that all Chalk Farm solicitor firms on the Bank of Ireland conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be regulated by the SRA. Some banks do allow licenced conveyancers on their panel and in that case the firms would be overseen by the Council of Licensed Conveyancers.
Planning on purchasing a maisonette in Chalk Farm. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chalk Farm lawyer is on the Virgin Money conveyancing panel.
My partner and I are selling our home in Chalk Farm and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Chalk Farm conveyancer would know this is not the case. It does beg the question why the buyers are using an online conveyancing practice as opposed to a conveyancing solicitor in Chalk Farm. Having lived in Chalk Farm for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have justdiscovered that Stirling Law have closed. They carried out my conveyancing in Chalk Farm for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chalk Farm conveyancing specialists.
I have been pointed in your direction by a few selling agents in Chalk Farm to get a quote from a conveyancer using your seach tool. What’s the financial upside for Estate Agents to offer your site over a competitor’s?
We refuse to offer any commission for pointing buyers and sellers to this site. We found it would be just too difficult a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.