My wife and I are hoping to buy a 1 bedroom flat in Kentish Town with a mortgage. We have a Kentish Town solicitor, however the mortgage company says he's not on their "panel". We have to appoint one of the lender panel solicitors or continue with our Kentish Town conveyancing practitioner as well as pay for one of their panel ones to represent them. This feels very unfair; are we not able to demand that the lender use our Kentish Town conveyancer ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Kentish Town conveyancing solicitor to apply to be on the conveyancing panel.

Would the conveyancing lawyers listed on your site carry out right to buy conveyancing in Kentish Town?

We do have a variety of conveyancing lawyers carrying out right to buy transactions You should e-mail us to get a conveyancing quote.

Should our lawyer be raising enquiries about flooding as part of the conveyancing in Kentish Town.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Kentish Town. There are those who purchase a house in Kentish Town, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, however there are a number of checks that can be undertaken by the purchaser or by their lawyers which can give them a better understanding of the risks in Kentish Town. The conventional set of property information forms given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to determine whether the property has ever been flooded. If flooding has previously occurred and is not notified by the vendor, then a buyer may issue a claim for damages resulting from an incorrect answer. The purchaser’s lawyers may also order an enviro search. This should higlight whether there is a recorded flood risk. If so, more detailed inquiries will need to be made.

What is different about your site and alternative online quote calculators when it comes to conveyancing in Kentish Town?

At this site secure a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Kentish Town. Unlike many estate agents and many comparison sites we do not have kick-back deals with solicitors. Some agents and online brokers 'recommend' the firm paying the most per referral, rather than the best value conveyancing in Kentish Town

I need to retain a conveyancing solicitor for freehold conveyancing in Kentish Town. I happened to chance upon a site which appears to be the perfect offering If there is a chance to get all the legals completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?