How can we tell if a Camelford conveyancing solicitor on the RBS panel is any good?

When it comes to conveyancing in Camelford obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your conveyancing.

I am expecting a DIP from Lloyds this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Camelford solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Camelford solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.

The mortgage over my property is with Skipton for my property in Camelford. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?

You must advise Skipton prior to renting your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel lawyer.

I decided to have a survey carried out on a property in Camelford prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some banks will not grant a mortgage on this type of property.

It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Camelford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Camelford to see if the conveyancing costs will increase in light of this.

My company is intending to lease a unit on the high street. Can you recommend lawyers offering no-sale-no fees for non-domestic conveyancing in Camelford for less than 1500k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Camelford, including the disposal and acquisition of businesses as well as simply premises. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right solicitor. Regarding the charges this will depend on the structure and terms of the deal. Let us have your contact information or telephone us so that we may provide you with a detailed commercial conveyancing calculation.

Am I better off to instruct a Camelford conveyancing lawyer who is local to the property I am buying? I have an old university friend who can deal with the legal formalities however they are based 400miles drive away.

The primary upside of using a high street Camelford conveyancing practice is that you can visit the firm to sign paperwork, deliver your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that must surpass using an unfamiliar Camelford conveyancing solicitor just because they are based in the area.

What are your top tips when it comes to appointing a Camelford conveyancing practice to deal with our lease extension?

When appointing a conveyancer for lease extension works (regardless if they are a Camelford conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We advise that you make enquires with several firms including non Camelford conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be helpful:

Can they put you in touch with clients in Camelford who can give a testimonial?

Camelford Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

Who are the managing agents? Is the freehold reversion owned jointly by the leaseholders? Most Camelford leasehold flats will be liable to pay a service bill for maintenance of the building set on behalf of the management company. Should you acquire the property you will have to meet this amount, usually periodically accross the year. This can differ from a few hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all likelihood there will be a rentcharge to be met annual, ordinarily this is not a large amount, say about £25-£75 but you should to enquire as on occasion it could be surprisingly expensive.