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Find a Charterhouse Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Charterhouse? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Charterhouse conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Charterhouse

What is the first thing I need to know concerning purchase conveyancing in Charterhouse?

Not many law firms shout this from the rooftops but conveyancing in Charterhouse and elsewhere in London is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for conflict between you and other parties involved in the home moving process. For example, the seller, selling agent and on occasion your lender. Selecting a law firm for your conveyancing in Charterhouse should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the transaction whose interest is to look after your legal interests and to keep you safe.

There is a distinct increase in the "blame" culture- someone must be at fault for the process taking so long. You your first instinct should be to trust your conveyancer ahead of the other players when it comes to the legal transfer of property.

My wife and I are downsizing from our home in Charterhouse and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Charterhouse lawyer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Charterhouse. Having lived in Charterhouse for 4 years we know of no issue. Do we get in touch with our local Authority to get confirmation need.

It sounds as though you may have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I purchased my house on 1 November and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Charterhouse advises it will be registered in a couple of weeks. Are transfers in Charterhouse uniquely lengthy to register?

There is nothing unique about conveyancing in Charterhouse registration formalities. Rather than based on location, timeframes can adjust subject to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. Currently roughly 80% of submission are fully addressed within two weeks but occasionally there can be longer hold-ups. Registration takes place once the buyer is living at the premises so post completion formalities is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your solicitor should contact the land registry and explain the circumstances.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Charterhouse is the location of the property. What do you suggest?

Flying freeholds in Charterhouse are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Charterhouse you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Charterhouse may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I only have Sixty One years remaining on my flat in Charterhouse. I now want to extend my lease but my freeholder is can not be found. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. You will be obliged to demonstrate that you have done all that could be expected to find the lessor. On the whole a specialist should be helpful to conduct investigations and to produce a report which can be used as proof that the freeholder can not be located. It is wise to seek advice from a property lawyer in relation to devolving into the landlord’s disappearance and the application to the County Court overseeing Charterhouse.

I have attempted and failed to negotiate with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Charterhouse conveyancing firm to act on my behalf?

if there is a absentee landlord or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the price payable.

An example of a Lease Extension case for a Charterhouse residence is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case was in relation to 1 flat. The unexpired residue of the current lease was 66.8 years.

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Find out more about how flying freehold can affect your the value of a property.