We are planning to buy with Loughborough BS. I went into 3 or 4 high street practices yet cant to find a Cleveleys conveyancing firm on the Loughborough BS panel. Can you assist?

Please do take advantage of the search tool on this page. Please choose the mortgage company and type Cleveleys or your location and you will be presented with numerous solicitors located in Cleveleys or nearest you.

Is it the case that all Cleveleys CQS (Conveyancing Quality Scheme) solicitors are on the Bank of Ireland conveyancing list of approved firms?

A selection of lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.

I am purchasing a property in Cleveleys. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?

Given that your lender is Leeds Building Society your lawyer must follow the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Leeds Building Society where a lease does not meet these conditions. The specifications relate to the installation of panels on properties nationwide and is not limited to Cleveleys.

I have decided to exercise my right to buy my property in Cleveleys off the council. I have a mortgage agreed with Principality. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.

Will our lawyer be asking questions about flooding during the conveyancing in Cleveleys.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Cleveleys. There are those who buy a property in Cleveleys, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not qualified to impart advice on flood risk, however there are a numerous checks that may be initiated by the purchaser or by their solicitors which can figure out the risks in Cleveleys. The conventional set of completed inquiry forms sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the vendor to discover whether the premises has suffered from flooding. If flooding has previously occurred and is not revealed by the seller, then a purchaser could bring a claim for damages as a result of such an misleading response. The buyer’s conveyancers should also conduct an enviro report. This will higlight whether there is any known flood risk. If so, further inquiries should be initiated.

Just had an offer accepted on a new build apartment in Cleveleys. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cleveleys

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan.

I am purchasing a maisonette with all finances in place. I have provided solicitor with two separate evidence of photo ID, bank statement, endless utility bills. Now he requires a copy from a probate lawyer acknowledging that the money is legitimate and that it has come from inheritance and not selling fake watches.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Cleveleys conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.