We are buying a newly built apartment in Collier Row and my solicitor is informing me that she has to the lender to disclose incentives from the builder. I am under pressure to exchange contracts and I would rather not prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

It is is a decade since I bought my property in Collier Row. Conveyancing solicitors have recently been instructed on the sale but I am unable to find my deeds. Will this jeopardise the sale?

Don’t worry too much. First the deeds may be kept by your lender or they could be in the possession of the solicitor who oversaw your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Collier Row relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.

The deeds to our house are lost. The solicitors who conducted the conveyancing in Collier Row 10 years ago are no longer around. What are my next steps?

These day there are copies made of almost everything, and your lawyer will be aware precisely where to look for all the suitable documentation so you can buy or sell your house without any difficulty. Where duplicates are not available, your lawyer can put in place insurance or indemnities protecting you against possible claims on your premises.

About to purchase a new build flat in Collier Row. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Collier Row

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

How up-to-date is your database of lawyers on the bank conveyancing panel in Collier Row? Do the mortgage companies send you an updated list?

Collier Row firms and firms conducting conveyancing in Collier Row themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.