Due to complete my purchase in Rush Green next Friday. My property lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not unique to conveyancing in Rush Green.

I need some expedited conveyancing in Rush Green as I have pressure to complete within 4 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?

If.Given you are are a cash purchaser you are at liberty not to have searches conducted although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Rush Green the following are examples of issues that can appear and adversely impact market value: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...

I used Wolstenholmes a few years ago for my conveyancing in Rush Green. Now, I need my files however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rush Green of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Am I better off to go with a Rush Green conveyancing solicitor based in the vicinity that I am hoping to buy? I have an old university friend who can handle the legal formalities however her office is a couple of hundredmiles away.

The primary upside of using a local Rush Green conveyancing practice is that you can attend the office to execute paperwork, hand in your identification documents and pester them where appropriate. Having local Rush Green know how is a plus. However it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and the majority were content that must outweigh using an unfamiliar Rush Green conveyancing solicitor solely due to them being local.

Following years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Rush Green. Can we issue an application to the Residential Property Tribunal Service?

Absolutely. We can put you in touch with a Rush Green conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Rush Green property is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case related to 1 flat. The unexpired term as at the valuation date was 57.5 years.

What makes a Rush Green lease problematic?

There is nothing unique about leasehold conveyancing in Rush Green. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are missing. The following missing provisions could result in a defective lease:

A provision to repair to or maintain parts of the building

You could have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Accord Mortgages Ltd, The Royal Bank of Scotland, and Aldermore all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.