My partner and I are buying a newly built duplex in Cookham and my solicitor is telling me that she is duty bound to the mortgage company to reveal incentives from the developer. I am under pressure to exchange and my preference is not to delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We're in Cookham, First time buyers purchasing with a mortgage (lender is Leeds Building Society , and our lawyer is on the Leeds Building Society conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Leeds Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Cookham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cookham

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I decided to have a survey completed on a property in Cookham ahead of appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some lenders tend refuse to grant a loan on such a property.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cookham. Conveyancing will be smoother if you use a solicitor in Cookham especially if they are acquainted with such properties in Cookham.

What advice do you have for searching for leasehold conveyancing in Cookham?

Option 1 is to ask your friends and family they would would seek assistance from. Second, search the internet for conveyancing in Cookham. Telephone a couple or more firms from the list and ask them to send you their conveyancing fees and discuss your needs with the solicitor who will conduct your conveyancing before you make your choice. Option 3 is to make use of this site to help you find the right lawyers taking into account your unique requirements including location,speed, complexity and who your intended lender is.Resist the temptation to appoint £99 conveyancing solicitors in Cookham