Can you help? My Thatcham conveyancer is advising me that she is duty bound toconduct Thatcham conveyancing searches stemming from the fact thatthe firm are on the Nat Westconveyancing panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a lender your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Thatcham conveyancing searches.
I am looking to buy a property and require a conveyancing solicitor in Thatcham who is on the Halifax conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Thatcham. We dont recommend any particular firm.
Do commercial conveyancing searches reveal planned roadworks that could impact a commercial estate in Thatcham?
Many commercial conveyancing solicitors in Thatcham will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Thatcham. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Thatcham.
For each commercial conveyancing transaction in Thatcham it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Thatcham commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Thatcham.
I have recentlyfound out that Action Conveyancing have closed. They carried out my conveyancing in Thatcham for a purchase of a freehold house 10 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The quickest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Thatcham conveyancing specialists.
I am buying my first flat in Thatcham with a mortgage from Yorkshire Building Society. The developers would not budge the price so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not disclose to my lawyer about the extras as it will affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.