My mortgage broker says he needs my Cowes law firm’s panel reference for the HSBC conveyancing panel. What is the best way to discover this. I have e-mailed my local Cowes office but they have not responded to me.

The sensible thing to do is ask for this information from your Cowes solicitor . They retain a central record lender panel numbers.

Would the conveyancing solicitors listed on your site execute attended exchange conveyancing in Cowes?

We do have a number of conveyancing specialists who can conduct personalised exchanges. You should contact us to secure a costs illustration and details as to availability.

About to purchase a new build apartment in Cowes. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Cowes

Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I am looking for a ground for flat up to £195,000 and identified one round the corner in Cowes I like with open areas and station nearby, the downside is that it only has 52 years on the lease. I can't really find anything else in Cowes in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.

Is it possible to switch firm as I have to retain one who is on the TSB conveyancing panel. I hired a local conveyancing solicitor in Cowes round the corner but the firm is not accepted by TSB

It would be our pleasure to assist you find a conveyancing solicitor in Cowes on the TSB panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Cowes. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Cowes.