Our family solicitor has given a fee estimate £1200 for fixed fee conveyancing in Fareham. I am looking to sell a purpose built detached home for £200,000. Is this too much? Is it in excess of the norm for conveyancing in Fareham?

The charges are a little high. If you shop around you might shave off some of the cost by as much as £125. On the other hand, you couldcome to regret choosing an an unknown lawyer. If is important to be sure the solicitor can represent your bank. Do use our search tool to find a Fareham conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Fareham.

My wife and I purchased a semi-detached Victorian property in Fareham. Conveyancing lawyer acted for me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fareham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing practitioner who conducted the purchase.

I'm purchasing my first flat in Fareham with a mortgage from National Westminster Bank. The builders would not reduce the amount so I negotiated 6k of extras instead. The estate agent advised me not inform my lawyer about this deal as it may put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the will of my aunt I am selling a residence in Swansea but live in Fareham. My lawyer (approximately 250 miles from mehas requested that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Fareham who can witness and place their company stamp on the document?

strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Fareham based

My fiance and I are hoping to buy a four bedroom first floor flatin Fareham with a home loan from a lender. We have a lawyer in Fareham however our mortgage company advise she’s not on their "panel". We have to appoint from the our lender panel firms or keep our Fareham solicitor and incur the extra fees for one of their panel ones to represent our bank. We feel as though this is unjust; Can we not simply insist that our bank use our Fareham lawyer?

Unfortunately,no. The mortgage company home loan issued is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. Until recently, most banks had open panels, including most conveyancing solicitors in Fareham : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.