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Find a Whiteley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whiteley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whiteley home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Whiteley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Whiteley

About to place a bid on a leasehold apartment in Whiteley. The property agents advise that it is normal for flats in Whiteley to have less than 75 years remaining. I am getting a mortgage with Platform. Is this going to be acceptable if the lease has 72 years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/10/2024 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

I have been on the look out for a ground for flat up to £305k and identified one close by in Whiteley I like with amenity areas and station in the vicinity, however it only has 61 years unexpired on the lease. I can't really find anything else in Whiteley suitable, so just wondered if I would be making a mistake buying a short lease?

Should you need a home loan that many years will likely be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.

I have been pointed in your direction by a couple of local selling agents in Whiteley to find a property lawyer using your seach tool. Is there a financial upside for Estate Agents to promote your lawyers over a competitor’s?

We refuse to offer any commission for sending work to this site. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

My step-father has suggested that I instruct his lawyers for conveyancing in Whiteley. Should I choose my own solicitor?

No doubt the ideal way to choose a conveyancing solicitor is to seek recommendations from friends or family who have actually previously instructed the firm that you are are thinking of instructing.

Do I have to attend the offices of the bank conveyancing panel solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Whiteley so that I can attend their offices when needed.

As opposed to ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Whiteley.

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