How do I check that the solicitor conducting my conveyancing in Crawcrook is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Ireland thus paying £175.00 in additional conveyancing bill.

You should make use of the search tool on this web page. Please choose the mortgage company and type ‘Crawcrook’ or your location and you will be presented with numerous solicitors offices in Crawcrook or near you.

Are there restrictive covenants that are commonly identified during conveyancing in Crawcrook?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Crawcrook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build apartment in Crawcrook. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Crawcrook

Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Due to the encouragement of my in-laws I had a survey completed on a house in Crawcrook ahead of instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some lenders will refuse to give a mortgage on such a property.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crawcrook. Conveyancing may be slightly more expensive based on your lender's requirements.

My wife and I have had DIP from Yorkshire Building Society who have advised we could borrow up to £300k. At what point do we need to instruct a practitioner for conveyancing? Crawcrook is where we are .

It would be wise to appoint a conveyancer now and ask them to generate a file on your behalf. This will facilitate: 1) the estate agent to send out the Sales Memo to the relevant parties 2) the seller’s property lawyer to submit the draft agreement. That being said, do not ask your lawyer to order searches until you have your valuation report via Yorkshire Building Society and you are willing to proceed.