We see that you have a post code search directory listing firms on the Lloyds conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Gosforth?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gosforth.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Gosforth. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
Where you intend to refinance then Nottingham will require that you use a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
Will my conveyancer be raising enquiries about flooding during the conveyancing in Gosforth.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Gosforth. There are those who acquire a property in Gosforth, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not qualified to impart advice on flood risk, however there are a numerous checks that may be undertaken by the purchaser or on a buyer’s behalf which should give them a better appreciation of the risks in Gosforth. The standard information sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a usual question of the seller to find out whether the premises has historically flooded. If the property has been flooded in past and is not notified by the vendor, then a buyer may commence a legal claim for losses resulting from an inaccurate response. The purchaser’s lawyers may also commission an enviro report. This will indicate if there is any known flood risk. If so, additional investigations will need to be made.
Just bought a detached house in Gosforth , What is the estimated time for the Land Registry to register the transfer to my name? My Gosforth conveyancing solicitor has been painfully slow, so I want to be sure the registration is addressed.
As far as conveyancing in Gosforth registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can vary depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any 3rd persons or bodies. Currently roughly 80% of such applications are fully addressed in less than three weeks but occasionally there can be extensive delays. Registration is effected once the new owner has moved in to the property so 'speed' is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your lawyers could speak with the land registry and explain the circumstances.
Given that I am about to spend £400,000 on a house in Gosforth I wish to talk to a conveyancer regarding theconveyancing prior to instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your conveyancing in Gosforth.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Gosforth should be the amount on the final invoice that you end up paying.