My financial adviser has requested my Cuckfield solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I obtain this. I have called my local Cuckfield office but they don't know it.
Have you tried contacting your Cuckfield lawyer about this?. Most Cuckfield law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
Is it the case that all Cuckfield CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing panel?
Some major lenders now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
I am expecting a OIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Cuckfield solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Cuckfield solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
About to purchase flat in Cuckfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cuckfield lawyer is on the Yorkshire BS conveyancing panel.
I need some fast conveyancing in Cuckfield as I am under an ultimatum to complete inside 4 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are not taking a mortgage you have the choice not to have searches conducted although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Cuckfield the following are examples of issues that can crop up and adversely affect future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
I decided to have a survey completed on a house in Cuckfield in advance of appointing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks will not give a loan on this type of home.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cuckfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cuckfield to see if the conveyancing costs will increase in light of this.
Is it the case that all Cuckfield solicitors on every lender conveyancing panel?
The Lexsure search tool on this page may be of use or you can drop into your local lender branch in Cuckfield. Chances are that they can recommend conveyancing solicitors in Cuckfield