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Find a Daventry Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Daventry? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Daventry home move at risk of delay or failure.

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Recently asked questions about conveyancing in Daventry

At what point does exchange of contracts take place for sale conveyancing in Daventry and am I required to be at the conveyancers branch?

Where you are round the corner to our conveyancing solicitors in Daventry you are welcome to come in to sign the paperwork. That being said, the law practices we work with supply a national conveyancing service and provide just as diligent and professional a job for you when dealing with you by post or email. The executing of the contract is not when everything is set in stone. A signed contract is just a prerequisite for the solicitor to address the formalities at the suitable time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Daventry)to be in the office available at the end of the phone to exchange contracts.

Is there a list of HSBC panel solicitors in Daventry on the Building Society Association’s Website?

No. There is no such directory service on the CML or Building Society Association websites. Very few banks make their panel listings visible online. If you are looking for a Daventry solicitor on the HSBC please make the most of our facility.

I have paid off my mortgage with Virgin Money. I assume I don't need a Daventry conveyancer on the Virgin Money panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Virgin Money has sent the Land Registry the discharge electronically, and
  3. Virgin Money has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Virgin Money mortgage has been paid off.

I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Daventry solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Daventry surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I have todaydiscovered that Action Conveyancing have closed. They carried out my conveyancing in Daventry for a purchase of a leasehold flat 9 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?

The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Daventry conveyancing specialists.

My wife and I purchased a leasehold flat in Daventry. Conveyancing and Bank of Ireland mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Daventry who previously acted has long since retired. What should I do?

First make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Daventry conveyancing lawyer to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Daventry Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to buying

    It would be sensible to enquire if there are any onerous prohibitions in the lease. For example plenty of leases prohibit pets being permitted in in a block in Daventry. If you like the apartmentin Daventry yet your dog can’t make the move with you then you will be presented with a hard compromise. The answer will be important as a) areas may cause problems for the building as the communal areas may start to deteriorate where maintenance remain unpaid b) if the leasehold owners have a dispute with the running of the building you will want to have complete disclosure Many Daventry leasehold flats will have a service bill for the upkeep of the block levied on behalf of the freeholder. If you acquire the apartment you will have to meet this amount, normally quarterly throughout the year. This can differ from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a ground rent for you to pay annual, this is usually not a significant figure, say approximately £25-£75 but you need to check as occasionally it can be many hundreds of pounds.

We are about to acquiring a house in Daventry. Conveyancing is not yet done but we wish to keep the amount we are are purchasing for confidential from the likes of Nestoria. How can this be achieved ?

The Land Registry by statute are obliged to reveal price paid data on a register of the title for residential properties nationwide including homes in Daventry. The register of ownership is an open document, so the Land Registry would be breaching their statutory duty excluded certain homes such as your one in Daventry.

You can ask the Land Registry to withhold the price paid data yet the answer would be a No.

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Neighbouring Locations

Dunchurch
Rugby
Crick
West Haddon
Long Buckby
Daventry

Find out more about how flying freehold can affect your the value of a property.