I am purchasing a semi-detached house in Dunchurch. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Dunchurch you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Dunchurch.
We are purchasing a property and the lawyer has raised the issue of Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Dunchurch
Unless a previous acquisition of the house took place after 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Dunchurch to remain recommending a chancel search and or chancel repair liability policy.
I bought my apartment on 13 July and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Dunchurch said it would be registered in less than a month. Are properties in Dunchurch particularly slow to register?
As far as conveyancing in Dunchurch registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can vary depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any interested persons or bodies. As of today in the region of 80% of submission are completed within two weeks but some can be subject to longer delays. Registration occurs once the purchaser has moved in to the premises therefore post completion formalities is not typically top priority but where there is a degree of urgency associated with the registration then you or your solicitor must speak with the land registry and explain the circumstances.
Over the last few months I have been searching for a flat up to £245,000 and found one near me in Dunchurch I like with amenity areas and railway links in the vicinity, however it's only got 61 years on the lease. There is not much else in Dunchurch suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
I need to retain a conveyancing solicitor for sale conveyancing in Dunchurch. I happened to chance upon a web site which appears to be the ideal offering If there is a chance to get all this stuff done via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?