Can your site be used to find a Conveyancing solicitor in Rugby even if I’m not purchasing or disposing of a house, for example where I intend to buy a shop in Rugby with a mortgage from HSBC Bank?
The service is mainly used to locate domestic conveyancing solicitors in Rugby but we have set out at the bottom of this page a few Rugby commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent HSBC Bank
My wife and I have a terraced Victorian house in Rugby. Conveyancing lawyer acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rugby and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing solicitor who conducted the work.
I opted to have a survey completed on a house in Rugby ahead of appointing conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks tend refuse to give a loan on a flying freehold property.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rugby. Conveyancing will be smoother if you use a solicitor in Rugby especially if they are acquainted with such properties in Rugby.
What is different about your site and alternative web based conveyancing brokers when it comes to conveyancing in Rugby?
At this site obtain an accurate costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Rugby. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you appoint them for your home move in Rugby
The solicitors handling our conveyancing in Rugby has sent documents to review that show the land is unregistered with epitome documents. Why is the property not registred at HM Land Regsitry?
Much of the property in Rugby is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Rugby conveyancing practitioners should be capable of dealing with this type of conveyancing but in the event that uncertainty prevails the usual advice nowadays is for the seller to register it first and thereafter deal with the sale conveyance - this this chain of events will result in a drawn-out transaction.