In what way does my ID and proof of funds have anything to do with my conveyancing in Devizes? What am I being asked for?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Devizes. However these days you can not complete any conveyancing deal if you have not handing over evidence of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are providing your driving licence as evidence of ID it needs to be both the paper element and photo card part, one is not acceptable without the other.

Verification of your source of monies is required under Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor must retain this information on record. Your Devizes conveyancing solicitor will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask further questions concerning the origin of funds.

We are buying a 4 bedroom semi-detached house in Devizes. We would like to convert the garage to a playroom at the property.Will legal conveyancing on the property involve checks to see if these works are prohibited?

Your conveyancer will review the registered title as conveyancing in Devizes can sometimes identify restrictions in the title deeds which prohibit categories of alterations or require the permission of another owner. Many extensions call for local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

Does a directory service exist listing TSB panel conveyancers in Devizes on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings visible online. If you are looking for a Devizes conveyancer on the TSB please use our facility.

I am currently in the process of buying my council flat in Devizes. I have a mortgage agreed with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

Just had an offer accepted on a new build flat in Devizes. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Devizes

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I'm converting the mortgage on my primary home to a BTL mortgage with Accord Mortgages Ltd and I will use the ballance of the raised equity towards further property. The location we are interested in is Devizes. Will your lawyers be able to act for both sets of mortgage companies and tie in the two deals?

Do use our comparison tool on this page to ensure that the solicitors are approved by both lenders. On the basis that they are the conveyancer will be able to tie up the two deals but you should talk with you solicitor and make apparent your desired outcome and requirements.

There are a number of houses in Devizes on private roads. We are acquiring such a house. Are there any benefits to buying a residence on a private road?

Devizes conveyancing solicitors will be familiar with transacting propertieson unadopted roads. Your solicitor should investigate title to find any rights or liabilities. In many cases there is a management company (wholly owned by residents) that residents make annual contributions to maintain the road. Where one exists, the road should be maintained and appear nicer than publicly adopted.