The Lyneham conveyancing firm handling our Lyneham conveyancing has discovered an inconsistency between the information in the home valuation report and what is in the title deeds. My solicitor informs me that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s approach appropriate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I have been told that property searches are the primary reason for hinderance in Lyneham house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Searches are not likely to feature in any delay in conveyancing in Lyneham.

It has been 4 months following my purchase conveyancing in Lyneham concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Do I need to be concerned that brokers that I am dealing with are suggesting a national conveyancing firm rather than a High Street Lyneham conveyancing firm?

As is the case with lots of service providers, often input from family and friends can be very helpful. Yet there are many parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and mortgage companies may put forward lawyers to use. On occasion these conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You are at liberty to choose your preferred conveyancer. However, bear in mind that many banks have an approved list of solicitors you must use for the mortgage aspect of your transaction.

I need to find a mortgage company panel solicitor in Lyneham. Can you assist?

Unfortunately it’s not apparent why you need a Lyneham panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Lyneham are on their panel . If you do find such a firm in Lyneham not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site