My wife and I are only a couple days away from an exchange on a flat in Earlestown and my parents have sent the ten percent deposit to my lawyer. I am now advised that as the deposit has not come from me my solicitor needs to make a notification to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?

The lawyer is duty bound to clarify with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

How do I find out if the solicitor handling my conveyancing in Earlestown is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus spending £192.00 in supplemental conveyancing invoice.

Please do make the most of the search tool on this site. Please choose the mortgage company and type ‘Earlestown’ or your preferred area and you will see a number of lawyer based in Earlestown or near you.

The estate agent has sent us the confirmation of our purchase of a new build flat in Earlestown. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Earlestown

Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

Are there any apps to help locate a Earlestown law firm on the Norwich and Peterborough Building Society conveyancing panel? I am a keen cyclist and am prepared to travel upto 10kilometers to meet the solicitor.

You can use the search on this website. Please select a bank and your location and you will see a number of Earlestown conveyancing lawyers locally. We have listed some Earlestown conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Norwich and Peterborough Building Society approved list

When it comes to my conveyancing in Earlestown should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Earlestown conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.