AssumingI were to buy a simple residential propertyin Empingham for cash and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Empingham?

The sole saving you would make on is the Empingham conveyancing searches. A conveyancing practitioner is required to do the vast majority of work - money laundering, correspond with the vendors lawyer, stamp duty return, register the ownership etc. A slight saving might be made by not having to register a mortgage but it won't be a lot.

I am assisting my sister sell her house in Empingham. Will the conveyancer commission the energy performance certificate or it is for me to see to?

Following the demise of Home Packs, energy performance certificates was maintained a mandatory component of moving property. An energy assessment needs to be to hand prior to the property being marketed. This is not something that law firms normally organise. Where you are using a Empingham conveyancing solicitor they might help arrange EPC’s given their contacts with long established local assessors

I am the single recipient of my late father’s estate with all property in now in my sole name, including the house in Empingham. The Empingham property was put into my name in November. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the house in November. Will no one buy the property for half a year?

The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How practical a view banks take of it, depend on the lender as this provision principally exists to pick up on subsales or the quick reselling of properties.

Clydesdale have agreed my mortgage in principle, my offer on a apartment in Empingham has been agreed to, what are the next steps?

The property agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Telephone Clydesdale or your broker and finalise any appropriate paperwork. Clydesdale will sellect a valuer who will get in contact with the estate agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Clydesdale will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Empingham.

I got the keys to my apartment on 5 August and the transaction details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Empingham expressed confidence that it will be formalised in less than a month. Are titles in Empingham particularly slow to register?

There is nothing unique when it comes to conveyancing in Empingham registration formalities. As opposed to being determined by geographic area, timeframes can vary subject to who lodges the application, whether there are errors and whether the Land registry have to notify any interested persons or bodies. Currently roughly 80% of such applications are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Registration takes place after the buyer is living at the premises therefore 'speed' is not typically top priority but if it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Empingham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Empingham

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I decided to have a survey completed on a house in Empingham in advance of retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks may not issue a mortgage on such a house.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Empingham. Conveyancing may be slightly more expensive based on your lender's requirements.