My colleague recommended that if I am buying in Rutland I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually quoted for as part of the standard Rutland conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Rutland around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rutland Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Rutland Education with maps and statistics, Local Amenities and other useful data regarding Rutland.

Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who handled the conveyancing in Rutland 5 years ago no longer exist. What are my options?

You no longer need to have the physical deeds to establish that you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.

I'm buying my first flat in Rutland with a mortgage from Santander. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not disclose to my solicitor about this side-deal as it will adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Rutland is the location of the property. Is there any guidance you can impart?

Flying freeholds in Rutland are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rutland you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rutland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

There are numerous houses in Rutland on unadopted roads. My wife and I are buying one such property. What would be the pros and cons of buying a property on a privately owned road?

Rutland conveyancing lawyers will be familiar with dealing houseson private. The lawyer will review the Land Registry data to find any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that proprietors pay into to maintain the road. If one exists, the road will likely be maintained and appear better than council adopted.