I am looking to buy a house and require a conveyancing solicitor in Wanborough who is on the Godiva Mortgages Ltd conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Wanborough. We dont recommend any particular firm.
There are numerous conveyancing solicitors in Wanborough but how do I know who's good?
We would encourage you not to base your choice on the lowest Wanborough conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Forgive me if this question is silly but I am wet behind the ears as a first time buyer of a ground floor flat in Wanborough. Do I collect the keys to the premises on completion from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Wanborough?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to collect the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
I currently have a mortgage with Virgin Money for my property in Wanborough. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval before renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel solicitor.
A relative advised me that where I am buying in Wanborough I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Wanborough conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Wanborough around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Wanborough Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Wanborough Education with plans and statistics, Local Amenities and other useful data concerning Wanborough.
I opted to have a survey carried out on a property in Wanborough ahead of instructing solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some mortgage companies tend not issue a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wanborough. Conveyancing may be slightly more expensive based on your lender's requirements.
We are 3 weeks into a freehold purchase having been directed to conveyancers by the high street agent to do our conveyancing in Wanborough. I am am extremely dissatisfied with the quality of service. Could you help me find new lawyers?
A solicitor would need to be very poor in order to consider changing them. Has your loan offer been sent? In the event that it has you will need to advise them of the new solicitor and ensure the loan are issued to the new lawyers. Your new conveyancer should be on the banks panel to avoid added expenses and delays. That should be your starting point. Our find a solicitor tool can assist you in finding a lender approved lawyer for your home move in Wanborough