As a FTB what is the most important piece of guidance you can impart about purchase conveyancing in Great Ayton?

Not many law firms shout this from the rooftops but conveyancing in Great Ayton and elsewhere in North Yorkshire is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and other parties involved in the ownership transfer. For instance, the vendor, selling agent and sometimes the bank. Choosing a law firm for your conveyancing in Great Ayton should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the process whose responsibility is to act in your legal interests and to keep you safe.

On occasion a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For example, the estate agent may claim to be helping by suggesting your conveyancer is wrong. Or your financial adviser may advise you to do take action that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

How does conveyancing in Great Ayton differ for new build properties?

Most buyers of new build or newly converted property in Great Ayton approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because builders in Great Ayton typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Great Ayton or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a house in Great Ayton prior to instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will not give a loan on this type of property.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Great Ayton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Great Ayton to see if the conveyancing costs will increase in light of this.

Taking into account that I will soon part with £400,000 on a terraced house in Great Ayton I would like to talk to a lawyer about myconveyancing ahead of appointing the firm. Is this something that you can arrange?

We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor due to be carrying out your conveyancing in Great Ayton.There is no ‘factory style conveyancing’ - every client is an important individual, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Great Ayton should be the figure that you end up paying.

Is it the case that all Great Ayton law firms on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can pop into your local bank branch in Great Ayton. Chances are that they will be in a position to list some reputable conveyancing solicitors in Great Ayton