Would the conveyancing lawyers via your comparison service perform conveyancing in Hackney Wick by way of an attended exchange?

There are a few conveyancing specialists who can conduct attended exchanges. Please contact us to receive a fee calculation and details as to availability.

My brother-in-law has suggested I instruct a conveyancing solicitor in Hackney Wick. I I would like to check if they are accepted on the Skipton Building Society conveyancing panel. Could you advise?

You should contact your lawyer and ask them whether they can act for the bank. Alternatively please call Skipton Building Society who may be able to assist.

We expect to receive a OIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Hackney Wick solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Hackney Wick solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.

The mortgage over my property is with Virgin Money for my property in Hackney Wick. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

Virgin Money must be informed of your intention in advance of renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel solicitor.

It is unclear whether my lender requires a lease extension. I have telephoned my Hackney Wick building society branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My Hackney Wick conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their published requirements. Who do I believe?

The solicitor must follow the Council of Mortgage Lenders’ Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Just had an offer accepted on a new build flat in Hackney Wick. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Hackney Wick

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

My wife and I hope to acquire our 1st house in Hackney Wick. Conveyancing solicitor has been appointed. The mortgage adviser pointed out that a survey is not necessary as the property was only constructed 22 years ago.

At the very least you should order a Home Buyer's Report. Given the premises is more than 10 years old the property will be without a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be enough. The report should highlight any obvious issues and recommend further investigation where relevant. Where there are any indications of problems obtain a comprehensive Building Survey from the beginning.