We are looking to buy a property and need a conveyancing solicitor in Hainault who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Hainault.

Despite weeks of looking the Title Certificate and documents to my home are lost. The solicitors who handled the conveyancing in Hainault 4 years ago no longer exist. What do I do?

As long as the title is registered the information relating to your ownership will be documented by HMLR with a Title Number. It is easy to conduct a search at the Land Registry, identify your property and obtain current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one near me in Hainault I like with open areas and railway links nearby, the downside is that it only has 61 years unexpired on the lease. There is not much else in Hainault for this price, so just wondered if I would be making a grave error purchasing a short lease?

If you require a home loan that many years will be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

Am I best advised to go with a Hainault conveyancing lawyer in close proximity to the house I am purchasing? An old friend can deal with the legal formalities however her office is over three hundred miles away.

The benefit of a local Hainault conveyancing practice is that you can visit the firm to sign documents, present your identification documents and apply pressure on them where appropriate. Having local Hainault know how is a plus. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that must trump using an unfamiliar Hainault conveyancing solicitor just because they are based in the area.

I am hoping to exchange soon on a leasehold property in Hainault. Conveyancing lawyers assured me that they report fully tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Hainault should include some of the following:

You should know if the lease allows you to alter or upgrade anything in the flat- you must be made aware as to whether it applies to all alterations or limited to structural alteration, and whether permission is required Rent payments - how much and when is collected, and be on notice if this will change in the future You need to be advised what counts as a Nuisance as far as the lease is concerned You should have a good understanding of the building insurance provisions Responsibility for repairing the window frames

I am the leaseholder of a ground-floor 1950’s flat in Hainault. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?

Where there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to calculate the premium.

An example of a Freehold Enfranchisement decision for a Hainault property is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The number of years remaining on the existing lease(s) was 69.26 years.