In what way does my ID and proof of funds have anything to do with my conveyancing in Hale? Why is this being asked of me?

To satisfy the Money Laundering Regulations any Hale conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility bill evidencing your correct address.

Under Money Laundering Regulations, conveyancers are duty bound to ascertain not just the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. An unwillingness to disclose this may lead to your solicitor cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers will have an obligation to notify the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.

I am buying a terraced house in Hale. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Hale you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Hale.

We are aiming to move home in December. Will my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in Hale. Conveyancing solicitor was found prior to coming across this website.

On the afternoon of completion you will need to pick up the house keys from the property agent but this can only be done when the vendors solicitors confirm to the agent that they have the completion monies and the keys can be collected. Subsequently you can advise the removal company that you are ready to move in. We are not in a position to suggest a particular removal organisation but can assist you in choosing a conveyancing in Hale or a solicitor that specialises in conveyancing in Hale.

Completion of my remortgage has taken place for my property in Hale. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I am due to exchange contracts on my house. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Aldermore are being pedantic. The Hale solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?

It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Am I better off to instruct a Hale conveyancing solicitor based in the location that I am hoping to buy? An old friend can conduct the conveyancing however they are based 300kilometers away.

The primary upside of using a high street Hale conveyancing firm is that you can visit the firm to sign paperwork, deliver your identification documents and apply pressure on them where appropriate. Having local Hale know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that should surpass using an unfamiliar Hale conveyancing lawyer solely due to them being based in the area.

I work for a busy estate agency in Hale where we have experienced a few flat sales derailed due to leases having less than 80 years remaining. I have been given inconsistent advice from local Hale conveyancing solicitors. Can you clarify whether the seller of a flat can start the lease extension process for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the disposal of the property.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I inherited a leasehold flat in Hale, conveyancing having been completed 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Hale with a long lease are worth £206,000. The ground rent is £45 charged once a year. The lease finishes on 21st October 2089

With 65 years left to run we estimate the premium for your lease extension to range between £13,300 and £15,400 plus costs.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.