We are hoping to purchase a 3 bedroom flat in Timperley with a mortgage. We wish to retain our Timperley lawyer, but the bank advise she’s not on their "panel". We have to appoint one of the lender panel firms or continue with our Timperley solicitor as well as pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Timperley conveyancing solicitor to apply to be on the conveyancing panel.

We hope to to buy with Melton Mowbray Building Society. I called into 3 or 4 high street firms but cant to find a Timperley conveyancing firm on the Melton Mowbray Building Society panel. Could you help?

Feel free to make the most of the find a conveyancing panel solicitor tool on this site. Pick the building society and type Timperley or your location and you will be presented with a number of lawyer offices in Timperley or nearest you.

About to purchase a new build apartment in Timperley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Timperley

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I am looking for a ground for flat up to £245,000 and identified one close by in Timperley I like with open areas and transport links nearby, however it's only got 51 years on the lease. There is not much else in Timperley for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan that many years may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.

I am a sole trader intending to take over a lease of an office on the high street. Can you recommend solicitors offering fixed charges for non-domestic conveyancing in Timperley for below 2k?

We can recommend firms who have specialist knowledge of commercial conveyancing in Timperley, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we can find you the right lawyer. As for the charges this will depend on the structure and nuances of the deal. Let us have your details or phone us so that we may supply you with a fixed commercial conveyancing quote.