In what way does my ID and proof of funds have anything to do with my conveyancing in Hampshire? Is this really necessary?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with before they can accept their conveyancing instruction. The Terms of Engagement that you need to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. Should you are unwilling to supply identification documents, your lawyer will not be able to take you on as a client.

When it comes to lenders such as Virgin Money, do Hampshire property lawyers incur a yearly amount to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

I am purchasing a property in Hampshire. An unusual aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Nottingham your lawyer must check the conveyancing requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Nottingham where a lease does not comply with these provisions. The requirements relate to the installation of panels on properties countrywide and is not isolated to Hampshire.

The formalities of my purchase has taken place for my property in Hampshire. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Hampshire is where the house is located. Can you offer any advice?

Flying freeholds in Hampshire are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hampshire you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hampshire may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How do I search for a Hampshire solicitor on the Birmingham Midshires conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the conveyancer.

Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Hampshire conveyancing lawyers located nearest you. We have detailed some Hampshire conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Birmingham Midshires panel

I am in need of some leasehold conveyancing in Hampshire. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

If the lease is registered - and almost all are in Hampshire - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I own a 1 bedroom flat in Hampshire, conveyancing having been completed 5 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Hampshire with over 90 years remaining are worth £171,000. The ground rent is £50 yearly. The lease terminates on 21st October 2104

With only 79 years unexpired we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.