Do I have to attend the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Eastleigh so that I can attend their offices if required.
Whereas this was necessary 15 years ago, most banks no longer need their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to hand over ID documents and there are still distinct benefits to choosing a local solicitor, in your situation a conveyancing solicitor in Eastleigh.
My wife and I are spending time looking at flats in Eastleigh and I am now considering a potential offer. Is it advisable to have my solicitor on ‘stand by’? I intend to finance via a home loan with TSB.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are getting a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Eastleigh property lawyer on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Santander have agreed my home loan in principle, my offer on a property in Eastleigh has been accepted, what are the next steps?
The property agent will wish to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the bank’s panel). Contact Santander or your financial adviser and finish off any appropriate forms. Santander will instruct a valuer who will get in contact with the estate agent or vendor to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Santander will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Eastleigh.
I have been told that property searches are the primary cause of delay in Eastleigh house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Local searches are unlikely to be the root cause of delay in conveyancing in Eastleigh.
Are there restrictive covenants that are commonly picked up during conveyancing in Eastleigh?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Eastleigh. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing solicitor in Eastleigh for my home move. Is there any facility to check a solicitor's complaints history with the legal regulator?
Anyone may read documented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.