We see that you have a search directory listing solicitors on the TSB conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Eastleigh?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Eastleigh.
My wife and I buying a 3 bedroom semi in Eastleigh. The intention is to an extension at the rear at the house.Will legal due diligence on the property include checks to determine if these works are allowed?
Your conveyancer will check the registered title as conveyancing in Eastleigh can sometimes reveal restrictions in the title deeds which prohibit categories of works or necessitated the permission of a 3rd party. Certain extensions require local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being difficult. The Eastleigh solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Clydesdale have agreed my home loan in principle, my offer on a flat in Eastleigh has been accepted, now what?
Your property agent will want to be advised as to your solicitor's details (ensure that the property lawyers are on the lender’s panel). Contact Clydesdale or your financial adviser and complete any relevant paperwork. Clydesdale will appoint a valuer who will get in contact with the selling agent or owners to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes on average ten days to get a mortgage offer. Clydesdale will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Eastleigh.
My wife and I purchased a 4 bedroom Victorian house in Eastleigh. Conveyancing lawyer represented me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Aldermore to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eastleigh and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing solicitor who conducted the conveyancing.
How does conveyancing in Eastleigh differ for newly converted properties?
Most buyers of new build residence in Eastleigh contact us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Eastleigh tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eastleigh or who has acted in the same development.
We today become aware that one of the directors of the conveyancing practice undertaking the purchase conveyancing in Eastleigh is is the father of the vendor. Is this acceptable?
Provided no conflict arises this is permitted. If you are requiring mortgage finance then the bank may have a say as many mortgage companies have specific requirements on this. For example for HSBC as of 4/11/2024, the requirements read as follows :