Having been suggested to visit your site we were about to use a conveyancing solicitor in Hatch End endorsed using your search tool but stumbled across some other fee calculations on the internet seem less pricey – why is this?

There are many firms of websites advertising alleged cheap conveyancing, unfortunately it’s common in such cases for supplementalfees end up with the completion fee markedly uplifted. According to the Legal Ombudsman fees set out in terms and conditions should be transparent and reasonable and be applied The solicitors that we list for conveyancing in Hatch End set out all charges for the property you intend topurchase.

What is the first thing I need to know about purchase conveyancing in Hatch End?

Not many law firms or advisers will tell you this but conveyancing in Hatch End and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the transaction. E.g., the vendor, selling agent and on occasion your bank. Selecting a law firm for your conveyancing in Hatch End is a critical decision as your conveyancer is your adviser, and is the ONLY party in the process whose interest is to protect your legal interests and to keep you safe.

There is a worrying creep in the "blame" culture- someone must be at fault for the process taking so long. You your first instinct should be to trust your conveyancer above all other parties in the home moving process.

It has been 4 months since my purchase conveyancing in Hatch End concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying a new build house in Hatch End with a loan from HSBC Bank. The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not to tell my solicitor about this extras as it will put at risk my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Hatch End ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may not grant a loan on this type of property.

It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hatch End. Conveyancing may be slightly more expensive based on your lender's requirements.