Our grandson is buying a house that has just been built in Hatch End with a home loan from Virgin Money. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Virgin Money conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Virgin Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

My bid for a property was accepted at auction in Hatch End. Conveyancing is necessary. What happens now?

Having exchanged you must hire the services of a conveyancing solicitor as a matter of urgency as you are facing a fast approaching a fixed date to complete the conveyancing. All auction property will ordinarily have a corresponding legal pack. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.

I have been told by my lawyer that lack of planning permission insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Hatch End?

The appropriate level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

Are all Hatch End Conveyancing Quality Solicitors on the Coventry BS conveyancing panel?

It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.

Taking into account that I will soon part with £400,000 on a house in Hatch End I would like to talk to a solicitor regarding thehouse move ahead of appointing the firm. Is this something that you can arrange?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your conveyancing in Hatch End.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Hatch End should be the figure that you end up paying.

As co-executor for the estate of my uncle I am disposing of a house in Newport but reside in Hatch End. My solicitor (based 300 kilometers from mehas requested that I execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Hatch End to attest and place their company stamp on the document?

Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Hatch End based

My partner is buying a studio flat in Hatch End. He was given a quote by the solicitor suggested by the estate agents totaling £1156 . It was fifteen years ago I sold and purchased a home and the bill was £just under five hundred pounds. Have charges really increased to that extent?

You should e-mail two or three local Hatch End conveyancing firms requesting estimates. It is advisable to base your selection not only on cost, but on promptness and on how comprehensive the reply was.