I am purchasing a property mortgage free in Haverfordwest. I have resided for the previous twelve years in Haverfordwest. Conveyancing searches are a lot of money. As I have knowledge of the area and road very well must I have all the conveyancing searches?
If you not getting a home loan, then all but one or two of the Haverfordwest conveyancing searches are non-obligatory. Your lawyer will try and sway you, no-doubt strongly, that you should have searches done, but she has a professional duty to do this. Do take into account; if you are intend to sell the house at a future date, it may be of importance to your prospective purchaser what the searches disclose. On occasion premises with apparent issues can still show up unpredicted search results. A good conveyancing solicitor in Haverfordwest should provide you some practical guidance in this regard.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Haverfordwest. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/12/2024, the requirements read as follows :
I have recentlydiscovered that Action Conveyancing have been shut down. They carried out my conveyancing in Haverfordwest for a purchase of a freehold house 12 months ago. How can I check that my home is in my name in the name of the former proprietor?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Haverfordwest conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Haverfordwest in advance of retaining conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some lenders may refuse to grant a loan on this type of house.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Haverfordwest. Conveyancing may be slightly more expensive based on your lender's requirements.
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